Ratkaisija

Dividend tax calculator 2026 – listed and unlisted companies in Finland

Calculate how much of a dividend you keep in 2026. Choose a listed or an unlisted company and enter the dividend; for an unlisted company also the mathematical value of the company, your ownership and your salary.

85% of a dividend from a listed company is taxable capital income, so the tax is 25.5% (28.9% on capital income above €30,000). From an unlisted company, a dividend of up to 8% of the mathematical value of the shares (osakkeiden matemaattinen arvo) is capital income, of which only 25% is taxable up to €150,000, so the tax is 7.5%. The part above 8% is 75% taxable earned income and is taxed on top of your salary. The calculator also shows the total tax burden including the 20% corporate tax.

How much tax do you pay on dividends in Finland?

On a €10,000 dividend from a listed company the tax is €2,550 and you keep €7,450. From an unlisted company, a €20,000 dividend within the 8% limit is taxed €1,500 (7.5%); including the corporate tax the total tax burden is 26%. Source: Finnish Tax Administration, 1 January 2026.

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Examples
Listed company dividend €10,000
▸ no other capital income
Tax €2,550 (25.5%) · you keep €7,450
Unlisted, €20,000
▸ mathematical value €250,000 · ownership 100%
Tax €1,500 (7.5%) · with corporate tax 26%
Unlisted, €30,000
▸ same company · salary €40,000
€10,000 is earned income · tax €4,688 · you keep €25,312

Tax year 2026, municipal tax 7.60%.

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About the calculation

The Tax Administration calculates the mathematical value of a share from the company's balance sheet for the previous financial year: assets minus liabilities, divided by the number of shares.

Withholding

25.5% is withheld from listed dividends and 7.5% from unlisted ones (28% above €150,000). The final tax is set in your tax assessment.

Corporate tax

The corporate tax is 20% in 2026. The Government proposes 18% from 2027; it is not yet law.

Note: Estimate: no other capital income.
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